How to work with the salary project of Sberbank instruction. How is the information provided within the framework of the project under consideration. Salary project of Sberbank for IP

In the article, we will consider how to connect salary project in Sberbank. Find out what tariffs are provided for IP and legal entities, as well as analyze the cost of servicing cards for individuals. We have prepared for you the procedure for submitting an online application for a salary project and have collected feedback from Sberbank customers.

The cost of a salary project in Sberbank

As part of the payroll project, Sberbank offers corporate clients to issue cards for employees free of charge. The cost of annual card maintenance is determined individually, and the price starts from 0 rubles. Aeroflot co-branded cards with accumulating travel bonuses cost from 450 rubles a year.

When concluding a contract for a payroll project with Sberbank, a commission will be agreed upon for transferring money from a current account to employees' accounts. The percentage is determined by the RKO tariffs. It is more profitable to issue Sberbank cards to your employees, since the commission for transfers to accounts of third-party banks will be much higher.

Online application for a salary project

Existing clients of the bank can leave an application for connecting a salary project through their manager. Another convenient way application, available to everyone - an online form on the official website of Sberbank.

The application contains a minimum of information: full name, TIN and contact phone number. After receiving the data, an employee of Sberbank will contact you at the specified phone number and discuss the details. Then it remains only to conclude an agreement and issue cards for employees.

Login to the Internet bank for the head

It is very easy to manage a payroll project through Sberbank Business Online. To transfer wages to your employees, you must follow the instructions:

1. Log in to Internet Banking using your username and password. Sberbank Business Online works from any device with Internet access.
2. In the "Payments and transfers" tab, select "Payroll".
3. Fill in the statement: specify the period, type of crediting, write-off account. The service itself will offer a list of employees, you just have to check the boxes next to the required names and check the amount.
4. Sign the payroll with the code from the SMS. The convenience of this method lies in the fact that it is not necessary to create separate payment orders for each employee.

Benefits of the Sberbank salary project for the company

Entrepreneurs have the right to decide for themselves whether to connect a salary project. To make the right decision, let's figure out what benefits Sberbank offers for individual entrepreneurs and legal entities (LLC):

1. Convenient Internet banking, integration with accounting.
2. Reducing the burden on the accountant.
3. Simplification of document flow.
4. High speed payroll.
5. Reducing the cost of handling cash.
6. Consultations of the personal manager.
7. Upgrading the status of the company.

Most often, large enterprises become participants in salary projects, but the service also gives undeniable advantages to small businesses. Sberbank's individual tariff system is very flexible, optimal solution available for any company.

Benefits of the project for employees

Sberbank thought not only about employers, but also about their employees. Together with salary cards, they receive:

1. Convenient management of funds through the Internet bank and mobile application.
2. A large number of ATMs.
3. Participation in the Thank You program.
4. Benefits for registration consumer credit or mortgages.

The following cards are most often issued as salary cards.

Today, many organizations pay wages to their working staff using a non-cash method, because it is much more convenient. The boss reduces the labor costs of cashiers and the cost of obtaining cash in the required amount. Employees do not have to visit the cashier. In addition, they can use various bank products on loyal terms. The introduction of salary programs was carried out by a huge number of banking organizations, but the first of them was Sberbank. Let's talk in more detail about what a Sberbank salary project is, and what are its main advantages.

Employees of large organizations can be connected to the salary project of Sberbank

How does this program work

The boss simply transfers the general money to the banking organization, which must be paid. Next, he gives the bank employee a list of his working staff, who need to pay a salary. The amounts and numbers of accounts belonging to each employee must be indicated.

This document can be entered both independently and sent to electronic form through the Sberbank Business Online system. And that's it, the accountant of the institution will not have to do anything else. After that, the credit institution itself distributes the funds transferred to it according to the designated accounts. The money will be credited by a predetermined date.

An important point: if you want to take a closer look at the salary program of Sberbank, the instruction for the accountant is available to everyone - just go to the appropriate section of the banking organization.

Installation required to bring the project to life software possible at the place where the accountant works. This is done by an employee of a banking organization (after an appropriate service agreement is concluded). If we are talking about a large institution, the bank makes it possible to install an ATM for working personnel on the territory of the office. Issuance to employees of the institution bank cards also carried out in the office, but only in the first 30 days after the launch of the program we are considering. After that, the employees themselves will be forced to visit the bank branch designated by the head in order to obtain the instrument necessary for payments.

Who has the opportunity to become a participant in the project

Which institution has the right to connect its working staff to the salary project from Sberbank?

The banking organization sets one condition (for all legal entities - regardless of their type): the indicator of the monthly wage fund in the institution should be 5,000,000 rubles. If the indicator is less than the indicated amount, the institution is not entitled to use the project.

To connect to the project, an institution does not have to use the services of Sberbank's settlement and cash services. But customers who conduct all their transactions through this bank can expect to receive an excellent discount on payroll services.

The program can be used by both enterprises and educational organizations- to pay scholarships and allowances to students. The working scheme, as well as the prices for services in this situation, remain unchanged.

Payroll project rates

There are two types of salary product tariffs:

1. "Premier" - if the monthly payroll (wage fund) is 5,000,000 rubles.
2. "First" - if the monthly payroll amount is 50,000,000 rubles.

Each tariff involves the provision of a specific list of services by a credit institution. If the monthly payroll increases its performance (for example, the size of scholarships), the organization receives the right to connect an additional package (in accordance with the growth rates). Any 5,000,000 rubles make it possible to connect another Premier package, any 50,000,000 - connect the First package. These packages impose the following obligations on the banking organization:

1. For the issue of plastic cards and envelopes with pin codes for the working staff of the institution.
2. For the production of re-issuance of cards (if the time period of their validity ends).
3. By checking the registers submitted by the institution (as far as the information provided is correct).
4. Upon notification of the institution of committed inaccuracies.

The bank must also transfer money to designated accounts, inform the organization about the transfer of funds, and also show the institution a transcript of the transactions made.

In the salary project, it is possible to issue any types of cards

Each region has its own rates for participation in the salary program. The cost is influenced by the place where the institution operates, the number of employees, the form of ownership and many other factors. For clarification of this information, it is best to contact Sberbank itself directly - the department that works with legal entities. If your institution uses the services of settlement and cash services at Sberbank, then you can also find out the answers to your questions from your personal manager.

How to become a payroll client of Sberbank

To establish a similar form of salary payment in your institution, you must first send an application to the bank - so that you are connected to the salary program.

To do this, you can use the following methods:

1. Visit a bank office - contact specialists working with legal organizations.
2. You can call your personal manager.
3. And the last option is to send a request on the site.

If you have - situation number 3 - on the main page of Sberbank, make a choice of the section corresponding to your institution ("Small Business" or "Corporate Clients"). It is located at the top of the menu. Next, click on the button with the salary project (located at the bottom of the screen). On the page that opens, click on "send application".

An important point: before you go to the site, mark the region on it - where your institution is located.

The application must contain the following data:

1. Where is your institution located?
2. When was it founded?
3. How many workers?
4. What is the monthly payroll.

It is imperative to register your contacts (phone number and email address) so that a bank consultant can call you. In order to immediately proceed with him to discuss the issue, it is better to write down everything that interests you in advance on paper.

After the application is considered, an offer agreement will be concluded with your institution, and the banking organization will begin to fulfill its duties. A personal manager will be assigned to your institution - it is he who will issue cards to employees, install the required software, and solve any difficulties that arise.

What are salary cards in Sberbank

As everyone knows plastic cards are the most different type, and almost any of them can be issued by Sberbank. For a salary project, it is possible to issue such cards:

1. Maestro/Visa Electron.
2. Pro100 "Standard".
3. Standard map (classic).
4. Golden cards.
5. Platinum card.

Sample application for connection of the salary project

Each card has its own characteristics. For example, a special application is available for Visa Electron, which makes it possible to use it as a transport card. If a PRO100 program debit card is used, an overdraft limit is set. In other words, the card can be used as a credit card. Maestro cards can be issued using a student form. Of course, the service fees and transaction limits for each type of card are different.

An important point: for those who use salary cards, free service is provided. These costs are entirely on the organization. These factors have a huge impact on her participation in the salary project.

As you can see, the banking program we have considered has a huge number of features. We hope that the information provided by us has helped you to study at least some of them. For more detailed information, call the Sberbank department that works with legal entities.

For creating payroll in the Sberbank Business Online system:

Attention! The functionality of creating a new document "Electronic register (salary sheet)" is available only if you have the appropriate rights determined by the position of the employee.

1. IN payroll list form click the toolbar button.
2. A window will open .

   

   A number of fields in the window will already be filled in by the system. Fields with a white background are filled in or edited manually. Fields with a gray background are filled either by the user by selecting values ​​from the list, or by the system automatically in the process of filling in the details of documents.

   Attention!

3. Enter or edit attribute values:

   a. Enter or edit attribute values payroll:

   A. In the field Number change the document number if necessary. By default, the system numbers documents in the order in which they were created during the calendar year.

   Attention! When saving a document, the system checks if the document number is duplicated. If a copy of the same document with the same number has already been saved in the system in the current year, the generated document will be saved with the next large free number, and a message will be displayed about the new number.

   B. In the field date if necessary, change the date of the document. By default, the field is filled with the current date.

   C. In the fields: TIN, OGRN the relevant details of the organization are indicated. These fields are filled in automatically.

   D. In the field IN from subdivision directory select the department to which you want to send the statement. The directory will display only those divisions in which accounts of your organization are opened, or in which it is serviced without opening an account. By default, the statement is sent to the department where the last statement was sent.

   E. In the field From the organization that created the document is indicated. This field is filled in automatically.

   F. In the field Use change the responsible person if necessary.

   G. In the field tel. if necessary, change the telephone number of the responsible person.

   H. To specify the contract under which this payroll should be serviced, click the ... button and select the appropriate contract from the list of valid enrollment contracts Money to individual accounts. The fields of the Contract block will be filled with the details of the selected contract. To cancel specifying the contract details and clear the block fields, click the X button.

   I. In block margins Check specify the details of the organization's current account (select from the account directory or enter manually).

   Note: If the branch of the bank where the statement is sent, the organization is served without opening an account, the field can be left blank.

   b. In the tab Information about beneficiary accounts and credit amounts form a list of recipients - individuals to whom wages are transferred according to this statement. The list can be generated directly in the tab or by importing recipient records from a file in the "*.csv" format:

   • When importing entries:

     A. Click the tab toolbar button.
     B. The standard file upload dialog will be displayed.
     C. Specify the appropriate *.csv file and click the Upload button.
     D. If the import is successful, records will appear in the List of employees of the enterprise table, if the import fails, a corresponding message will be displayed.

     Note: Imported recordings can then be edited in the standard way according to the instr. "".

   • When creating / editing a record about each recipient directly in the tab in accordance with the instr. "Formation and viewing of nested lists":

     A. A window will open Adding an entry.

     Note: The title of the window changes depending on which of the operations can be performed with it in each case.

     

     B. In the fields Surname, Name and Patronymic enter the last name, first name and patronymic respectively.

     C. In the field Check enter account number.

     D. In the field Sum indicate the amount of the transferred salary.

     E. Click the OK button.

     F. You will be returned to the window Electronic register (Salary sheet). An entry about the recipient will be added to the list / edited, the values ​​in the fields The number of employees And Total amount credits will be automatically adjusted.
     G. In block margins Type of enrollment specify the digital code of the type of enrollment (select from the directory of digital values ​​of types of enrollment or enter manually).
     H. In block margins Billing period indicate the period (month and year) for which wages are transferred.

     c. Go to tab Settlement document(s).

     

     A. Specify the details of settlement documents:

     • If an agreement on crediting funds to accounts of individuals with reservation was selected for this payroll (field Reservation will be marked), you do not need to specify settlement documents, and only the option of attaching files is available in the tab. Go to 3.c.B.
     • If a contract without reservation was selected (field Reservation not marked):
       • If the payment order, according to which funds should be received, then transferred to the accounts of individuals according to this payroll, has not yet been created, leave the details of the settlement document blank.

       Note: In this case, the payroll sent to the bank will be executed after the receipt of the corresponding payment order. When creating a payment order by payroll, the system provides additional options (see "Creating a payment order by payroll").

       • If the payment order, according to which the funds should be received, which are then transferred to the accounts of individuals according to this payroll, already exists, indicate its details in the block

       Details of the payment order in one of the following ways:

       Click the ... button and select the relevant payment order from the list of successful payment orders. Block fields Payment order details will be filled in with the details of the selected payment order. To cancel specifying the details and clear the block fields, click the × button.

       Enter the details of the payment order manually by filling in the appropriate fields of the block in the standard way.

       • If, for any reason, funds are transferred by more than one payment order (abnormal operation):
         1. Select field Funds were transferred by more than one payment order.
         2. Block List of settlement documents becomes available for filling and editing.
         3. In the block List of settlement documents create a list of payment orders.

     B. Block Attachments make a list if necessary additional files attached to settlement documents.

4. Check the document before saving.
5. Save your documents.

The Sberbank payroll project is a convenient tool through which wages are credited to employees' accounts. Using such a tool, the client company reduces its costs and labor costs in the course of the procedure for paying salaries to its working staff. The company also offers various incentives. Next, we will talk about what the salary project of Sberbank is: instructions for an accountant. Let's take a look at all the advantages of this system.

The payroll project has many benefits for organizations

What benefits can legal entities derive from the project

The benefits for various organizations and businesses are as follows:

1. There is no need to pay if the total amount of the institution's salary is cashed out.
2. The banking organization provides loyal tariffs - and we are talking not only about servicing the account, but also about other important services. All of them are included in the salary project of the company. The price is set individually for each case.
3. The agreement is drawn up according to a simplified scheme. For these purposes, a design contract is specially used.
4. Serious customers have the right to apply for the installation of an ATM directly in the building of the institution. Thus, the working staff of the institution will have the opportunity to withdraw their money without leaving the office area.

How does such a project work?

The client firm signs an agreement with a banking organization. The document is drawn up using the simplest scheme. The application can also be made remotely - you can use the online mode.

Immediately after the documents are signed, the company and the banking organization issue plastic cards to employees. Further, a separate account is opened for each. The project works like this:

1. The accountant of the company transfers the total amount of salary to a single bank account. The latter is opened in the name of the firm that is the client.
2. A statement is sent to the office of the banking organization. It reflects information about the wages of each of the employees. For SPs without employees, it's still much easier.
3. The credit institution, during the time period specified in the agreement, transfers finances to the salary cards of employees (based on the statement provided by the organization).

An important point: it would be better if the client company goes through the registration process in the Sberbank Business Online service specially created for this. It allows the possibility of remote submission of statements, total control over the location of finances on the company's account.

To cooperate with a credit institution, an accountant does not have to go to the branch itself.

How information is submitted within the framework of the project under consideration

Sending information about wages can be remote. For this purpose, it is necessary to fill out a form on the banking website reflecting all the information about the institution. So, the form says:

1. Full name.
2. Total operating time of the institution.
3. Amount of workers.
4. Amounts included in the monthly wage fund.
5. Contact information about the institution.
6. Representative.

As soon as the documents are issued, the institution receives a personal manager - a specific bank employee who will draw up the documents. The same person will resolve all issues that arise during the operation of the service agreement.

Joining the project requires filling out applications

A Russian bank has developed a convenient tool that allows you to issue salary cards for citizens. Making them is now much easier and more convenient.

Register Instructions:

1. The program "Registry that allows you to open accounts" is downloaded to the computer device. You can download it using the official website of Sberbank.
2. The register must be completed in full. Record information about the workforce. Next, click the "Export" button.
3. The document must have an appropriate mark - an electronic digital signature (EDS).

The last stage is sending the Register to a banking organization

The requirements are:

1. The card is issued free of charge, the bank does not need to pay anything for the service.
2. You can also withdraw funds from ATMs (not exceeding the daily limit) for free.
3. The card involves the opening of an overdraft line. The rate is 20% per annum.
4. When setting a daily limit for cashing out, the type of card is taken into account. If it is classic, the limit per day is 50,000 rubles. If platinum - 1,000,000 rubles.
5. A commission is charged on finances cashed over the limits.

The register of employees in the project in question has the following lines:

1. Personal information about the employee.
2. Name of all employees in Latin. This information is entered automatically - immediately after the facts are reflected in Russian.
3. Birthday, place of residence, citizenship.
4. Registration address.
5. Series and ID number.
6. A personal code by which a citizen will be identified.
7. Employee contacts.
8. The position held by an employee in an organization.
9. Personal email.
10. The type of banking product ordered.
11. Information about the credit institution (what is the name of the branch, what is its code).

As soon as all information about the working personnel is entered, the register is exported. The bank's website has a special button for this purpose. The document is endorsed using an electronic digital signature. It is affixed by authorized persons of the institution. Next, it goes to the bank.

If the briefing is supplemented with something, Sberbank will develop new services. The client company will be connected to them automatically.

Launch of the payroll project

Benefits for employees of the organization:

1. It is possible to issue additional cards for relatives and family members.
2. Citizens-clients of the project under consideration will have the opportunity to take loans and credit cards. They will also be able to arrange mortgage credit lending and enjoy other privileges.
3. Employees participate in various discount offers coming from banking partners.
4. Any of the clients has the opportunity to become a member of the Thank You bonus program from a banking organization.
5. Being outside the Russian territory, a bank client will be able to pay for any service using the bank's international card.
6. In case of loss or theft of a bank card, just call technical support and it will be blocked. The client will not lose their money.
7. Personal savings are available at any time of the day or night. Sberbank ATMs are located throughout the country.
8. With the accumulation of money on the card account, a person has the opportunity to receive additional profit - namely, interest charges from a banking organization.
9. By using mobile bank you can find out what state the account is in and what operations were carried out on the card. It is enough just to send an SMS notification to the user's mobile.
10. Thanks to Internet banking, it is possible to make transfers at any convenient time. It is also possible to pay for services, fines of the traffic police, closing debts. The client does not have to pay for this service.

What points must be taken into account by the client - a legal entity, when concluding an agreement:

1. When drawing up such an agreement, the client agrees that he joins the public conditions indicated on the service of the company.
2. If changes are made, the signing of an additional agreement with the client is not performed.
3. If there are any changes and amendments at the legislative level, all customers who have drawn up a design contract are required to adhere to them (without concluding an additional agreement).

Summing up, we can say that the Russian Sberbank regularly improves products for citizens and legal organizations. And payroll is no exception. Moreover, this project is perfect option and for sole proprietors without employees.

Using the Sberbank program makes it easier to pay salaries to employees. In addition, it helps to reduce the cost of the institution during this procedure.

Valid today handy tool for organizations paying wages to their employees on a Sberbank card - Salary project. Instructions, tariffs, connection conditions and benefits from use are discussed below.

The essence of the program is that wages are credited to bank cards

Implementation this proposal allows companies to simplify the procedure for issuing wages. The organization will need to conclude an agreement with a banking institution, while the scheme for its execution is simplified and even provides for an online application. After that, the company, together with the bank, organizes the issuance of cards to its employees and the opening of accounts. The instruction for the accountant created for the salary project in Sberbank explains in detail the conduct of all operations.

To manage accounts, the company registers on Business Online

Without touching the subtleties, the interaction process looks like this:

• The company transfers the total amount of the payment fund for the month to a single account.
• Provides the bank with information about the salary of each employee.
• The banking institution transfers the indicated amounts to the accounts of employees at the time specified in advance.

At the same time, the company saves money that is spent on obtaining cash. A large organization may request the installation of a terminal or ATM in the office or on its territory, through which employees can receive cash.

The company is recommended to register with Sberbank Business Online. The salary project, the instructions for working with which are discussed below, at the same time allows you to submit registers remotely, transfer funds and control the overall situation on the account. Thus, for the transfer of information and other interactions with the bank, a physical visit to the branch is not required.

Benefits for employees

If an enterprise has issued cards to employees at Sberbank, then the owners will automatically receive a lot of benefits in the form of benefits for other banking products

Employees are issued cards of international format. Thus, they get the opportunity to use them even abroad, manage transfers and perform transactions using remote services. In addition, the card provides the following features:

1. Issuing an additional card to this account for a relative.
2. Possibility to get a loan, incl. target at a lower rate than provided for regular customers.
3. Arrange a mortgage on loyal terms.
4. Accumulate points with which you can pay at certain points of sale and online stores (Thank you program).
5. Take advantage of promotions and discounts from Visa and MasterCard.
6. If the card is lost, it is blocked, and all funds remain safe. It is allowed to issue a new product with updated codes to an existing account.
7. An income rate is provided. To do this, you need to transfer funds to a savings account and accumulate them.

How to connect payroll

Connecting the project takes place in three simple steps

In order for company employees to receive payments on Sberbank cards, the first step is to submit an application. After sending to credit organization applications, you need to wait a certain time required for approval. The specified person will be contacted by a banking specialist who will be assigned specifically to this company.

The application must be filled out either at the branch or on the bank's website and wait for a response from managers for further signing of the contract

Instructions for submitting information within the project

Application for participation in the program is possible remotely. You will need to fill out a form on the website in which you indicate general information about the enterprise: name, period of activity, number of employees, payroll per month, address, telephone number, contact person.

One of the benefits of the service is the payment of earnings to employees online

Entering data implies a simplified scheme. In particular, an accountant or other authorized person will need to complete the Register of Employees. Its form is located on the website and contains the following items:

• Last name, first name patronymic of the employee.
• Surname, initials in Latin letters (information appears automatically after filling in the data in Russian).
• Date of birth, city, country.
• Address (actual and registration).
• Passport data.
• Secret code The required to identify the user.
• Phone numbers (at least two are required. These can be work, home, mobile, work mobile, etc.).
• Email address.
• Employee's position.
• Card type (Classic, Gold, Platinum).
• Bank codes (branch, branch).

Sample application form to fill out

After entering information about all employees, the register should be "exported" by clicking the appropriate button. After that, an electronic signature is issued and the document is transferred to the bank.