Credit europe bank chairman of the board. Jsc "credit europe bank". Credit Europe Bank opened a new office in Volgograd
The bank was established under the name "Finansbank" in 1997 on the basis of the representative office of the Turkish bank "Finansbank AS" opened in 1994 (Finansbank AS, founded in 1987).
In August 2006, FIBA \u200b\u200bInternational Holding * (owner of Finansbank) sold a controlling stake in Finansbank AS (Turkey) to the National Bank of Greece (NBG) for USD 2.8 billion (3.8 capital), as a result of which the rights to use the Finansbank brand. At the same time, Fiba Group bought out 41.8% of Finansbank Romania and 100% of Dutch Finans International Holding N.V. from Finansbank for 479 million euros (controls business in Russia, Switzerland, the Netherlands, etc.). In this regard, the divisions in Russia, the Netherlands, Romania, Germany, Belgium, Switzerland, Malta, the United Arab Emirates and Ukraine, which were not included in the deal, switched to a new brand - Credit Europe Bank. Russian Financebank changed its name to Credit Europe Bank in March 2007. Since February 2005, the bank has been a member of the deposit insurance system.
Until recently, Credit Europa Bank N. V. (Holland) controlled 99.99% of the shares of the Russian subsidiary. Note that the ultimate beneficiary of the Dutch holding, which is part of the FIBA \u200b\u200bGroup, is a Turkish citizen, a major businessman Husnu Mustafa Ozyegin (Husnu M. Ozyegin).
In September 2018, Credit Europe Bank N. V. completed the sale of a controlling stake in the Russian bank Fiba Holding A. S. and Fina Holding A. S., which in turn control Credit Europe Bank N. V.
As a result of the transaction, at the current moment (as of September 20, 2018) Fiba Holding A. S. owns 55% of the bank's shares, Fina Holding A. S. - 35% of the shares, Credit Europe Bank N. V. controls 10% of the shares. The ultimate beneficial owner of the bank remains Husnu Mustafa Ozjegin.
The head office of the Russian Credit Europe Bank is located in Moscow. The branch network of the credit institution includes 61 branches in 28 cities and five time zones of the Russian Federation, as well as 514 ATMs and more than 18 thousand points of sale in 77 Russian cities. According to the latest available data, the average number of bank employees exceeded 3 thousand people.
For corporate clients, including small and medium-sized businesses, lending services, trade finance, cash settlement operations, payroll programs, merchant acquiring, cash collection, corporate plastic cards (Eurocard / MasterCard Business), conversion operations, placement of free funds on deposits, factoring (including factoring of lease payments and other programs), letters of credit, bank guarantees, corporate insurance, leasing, remote services.
Individuals have access to deposits, loans (cash, for goods and services, car loans, mortgages, for tours and travel), plastic debit / credit cards (MasterCard, Visa, various joint cards), money transfers (including through the Western Union system) , Internet banking, insurance, etc. In the first quarter of 2015, the bank joined the program of state subsidies for car loans. As part of the car loan program, the bank cooperates with the largest official dealers throughout the country.
At the end of 2018, the bank served 6 million retail customers and over 20 thousand corporate clients (5.4 thousand corporate clients and 15 thousand small and medium-sized businesses). The bank also maintains partnerships and cooperates within the framework of co-branding programs and consumer lending programs with key international retailers - Auchan, Metro Cash & Carry, Ikea.
Since the beginning of 2018, net assets of the credit institution have shown an increase of 8.2% - up to 138.8 billion rubles as of November 1. In the bank's liabilities, the growth was financed by the deposits of individuals, which added 27.3%. There is also the repayment of 80% of debt on interbank loans and a comparable inflow of funds from corporate clients in absolute terms (+ 18.7%). The attracted liquidity was directed in assets mainly for lending to individuals, whose portfolio showed growth comparable in absolute terms with the inflow of deposits from individuals. Loans to enterprises and organizations also showed positive dynamics (+ 15.6%). At the same time, the portfolio of issued interbank loans decreased by a comparable amount in absolute terms (-51.3%).
The resource base of the credit institution as of November 1, 2018 was concentrated on deposits of individuals, which constituted half of the liabilities by the reporting date. In the structure of household funds, deposits with maturity of one year or more prevailed. The second largest source of liabilities was the funds of corporate clients, which held 20.2% of liabilities at the reporting date. Their structure as a whole was represented by resources of varying urgency. A slightly smaller share was occupied by equity capital, its adequacy in accordance with the Central Bank N1.0 standard was 11.3% (with a minimum of 8%). The capital at the reporting date included a subordinated loan with a residual value of RUB 1.8 billion, attracted in November 2012 from CEB Capital S. A. (Luxembourg) as part of a Eurobond issue in the amount of USD 250 million with maturity until November 2019. The client base is quite large, the payment dynamics are stable: since the beginning of 2018, the turnover on customer accounts amounted to 70-110 billion rubles per month. Dependence on funds of individuals in last years increased markedly.
The main volume of the credit institution's assets falls on the item of the loan portfolio, which as of the reporting date forms 79.5% of net assets. Highly liquid assets (mainly balances in the cash desk and on the correspondent account with the Central Bank) accounted for 5.3%, issued by interbank loans - 3.7%, securities portfolio - 1.2%. Other assets accounted for 9.0%, fixed assets and intangible assets accounted for 0.3%.
As of the reporting date, the total loan portfolio of the financial institution amounted to 110.3 billion rubles. Since the beginning of 2018, its volume has grown by 22.1%. The bulk of the loan portfolio falls on loans to individuals - 62.0%. The loan portfolio is mostly long-term, with a predominance of maturities over three years. During the analyzed period, the level of overdue debt in the total portfolio decreased from 13.5% to 7.7%. The level of provisioning also decreased, however, it covers delinquencies with a margin, amounting to 12.3% at the reporting date (at the beginning of 2018 - 20.0%). The property pledged as collateral for loans fully covered the amount of the loan portfolio at the reporting date.
A credit institution regularly performs transactions in the interbank lending market, while occupying the position of a net lender. The placement turnover since the beginning of 2018 ranged from 11 billion to 81 billion rubles. In the foreign exchange market, activity is also regular and noticeably higher; since the beginning of 2018, the turnover on conversion operations has been on average at the level of 300-500 billion rubles.
According to RAS financial statements, for January - October 2018 credit organization received a net profit in the amount of 431.9 million rubles - almost twice less than in the same period in 2017. For the entire 2017, net profit reached RUB 1.2 billion.
Board of Directors: Hyusnu Mustafa Ozyegin (chairman), Enver Murat Basbay, Mehmet Guleshchi, Faik Onur Umut, Ilkorur Korkmaz.
Governing body: Behchet Haluk Aydinoglu (chairman), Asad Verdiev, Anna Zhludova (chief accountant), Nina Zubareva, Emin Jandan.
* FIBA \u200b\u200bGroup was founded in 1987 by Hyusnu Ozjegin, controlled by the founder's family. The FIBA \u200b\u200bGroup includes subsidiary banks, investment, factoring and leasing companies operating in Turkey, Switzerland, Holland, Germany, Belgium, Malta, Romania, Ukraine, UAE and China. In addition to the financial sector, the group has significant interests in retail chains and real estate development, as well as in aviation, real estate, energy, shipping, tourism and other areas.
An important task of the FIBA \u200b\u200bgroup is the formation and development of fundamental values \u200b\u200bwithin society that contribute to improving the quality of human life through education. In line with this goal, the group cooperates with the Mother and Child Foundation (AÇEV), has its own Husnu Ozjegin Foundation and Ozjegin University.
The structure of the group includes 66 companies, the number of employees was about 12 thousand people. According to the latest available data, the total assets of the FIBA \u200b\u200bGroup amounted to 17.2 billion US dollars (more than half of them accounted for investments outside Turkey), the group's own capital was about 1.9 billion US dollars.
"Owners"
The founder and owner of Fiba Holding, which includes CREDIT EUROPA BANK Russia, is Mr., a Turkish businessman, richest man in Turkey over the past 3 years.
98.14% of the shares of CREDIT EUROPE BANK in Russia are owned by CREDIT EUROPE BANK (Holland), the remaining shares are 1.86% owned by individuals and legal entities holding less than 1% of the total number of voting shares of CREDIT EUROPE BANK
"News"
Credit Europe Bank offered a loan for improvement housing conditions
Credit Europe Bank announced the launch of the Loan for the Improvement of Housing Conditions program without collateral and insurance. The loan is issued for a period of 1 to 8 years in the amount of 60 thousand to 2.5 million rubles, but not more than 85% of the value of the acquired real estate.
link: http://www.banki.ru/news/lenta/?id\u003d4111114
Credit Europe Bank has launched an alternative to mortgages
Credit Europe Bank has launched the Loan for Housing Improvement Program. The bank notes that this product is an alternative to the classic mortgage. When applying for a loan, the bank does not require collateral, guarantors and co-borrowers, compulsory insurance, as well as confirmation of official income.
link: http://www.dailystroy.ru/news/196373.html
Car loan becomes more affordable for young drivers
This is far from the first example of cooperation between car manufacturers and various banks. At the end of August, the Russian branch of Kia Motors entered into a partnership agreement with Credit Europe Bank, which will offer special conditions car loans for the entire model range of the automaker.
link: http://rosinvest.com/novosti/959080
Credit Europe Bank and PEGAS Touristik are working on the launch of a co-brand
Already in the new year, the co-brand of Credit Europe Bank and PEGAS Touristik may be launched. The bank and the tour operator announced this at a joint press conference on Tuesday. The Banki.ru portal figured out to what extent clients need "tourist" co-brands, which credit institutions are ready to offer such a product, and what ambitions Russian banks have in this regard.
link: http://loyaltymarketing.ru/
CREDIT EUROPE BANK came up with an alternative to mortgage
CREDIT EUROPE BANK announces the launch of a unique, unparalleled in Russia, program “Credit for the improvement of housing conditions”. It is designed for those who do not have the ability or desire to obtain a mortgage loan. The serious disadvantages of mortgage loans most often include high final overpayments and a large number of requirements for borrowers (proof of income, work experience, guarantors). Many families in Russia, due to the terms of a mortgage loan, are thus deprived of the opportunity to resolve the housing issue.
link: http://www.1rre.ru/news/doc/59492/
Credit Europe Bank opened a new office in Volgograd
Credit Europe Bank opened a new branch in Volgograd at the address: ave. V.I. Lenin, 22a. As follows from the message of the bank, the office offers cash services to individuals and legal entities, transfers, currency exchange operations and other services.
link:
Leader:
Sole executive body (president, chairman of the board): Aydinoglu Behchet Haluk
- is a leader in 1 organization.
The company with the full name "JOINT STOCK COMPANY" CREDIT EUROPE BANK "" was registered on 23.05.1997 in the region of Moscow at the legal address: 129090, Moscow, Olympic Avenue, 14.
The registrar assigned the company INN 7705148464 PSRN 1037739326063. Registration number in the Pension Fund: 087121002610. Registration number in the FSS: 772800383677031. Number of licenses issued to the company: 6.
The main activity according to OKVED: 64.19.
Requisites
| OGRN | 1037739326063 |
| INN | 7705148464 |
| Checkpoint | 770201001 |
| Organizational and legal form (OPF) | Non-public joint stock companies |
| Full name of the legal entity | JOINT STOCK COMPANY "CREDIT EUROPE BANK" |
| Abbreviated name of a legal entity | JSC "CREDIT EUROPE BANK" |
| Region | moscow city |
| Legal address | 129090, Moscow, Olympic prospect, 14 |
| Registrar | |
| Name | Office of the Federal Tax Service for Moscow, No. 7700 |
| The address | 125284, Moscow, Horoshevskoe sh., 12A |
| Registration date | 23.05.1997 |
| Date of PSRN assignment | 30.01.2003 |
| Accounting in the Federal Tax Service | |
| Date of registration | 06.01.2017 |
| Tax authority | Inspectorate of the Federal Tax Service No. 2 for Moscow, No. 7702 |
| Information on registration with the FIU | |
| Registration number | 087121002610 |
| Registration date | 10.08.2012 |
| Name of the territorial body | State institution - Main Directorate of the Pension Fund of the Russian Federation No. 10 Office No. 1 in Moscow and the Moscow Region Municipal District Central District of Moscow, No. 087121 |
| Registration information in the FSS | |
| Registration number | 772800383677031 |
| Registration date | 30.06.2017 |
| Name of the executive body | Branch No. 3 of the State Institution - Moscow Regional Branch of the Social Insurance Fund Russian Federation, №7703 |
Licenses
- License number: 3311
License Date: 22.02.2012
22.02.2012
- DEPARTMENT FOR LICENSING OF ACTIVITIES AND FINANCIAL RECOVERY OF CREDIT ORGANIZATIONS - License number: 13933 N
License Date: 18.11.2014
Start date of the license: 18.11.2014
Name of the licensed type of activity for which the license was issued:
- Development, production, distribution of encryption (cryptographic) means, information systems and telecommunication systems, protected using encryption (cryptographic) means, execution of works, provision of services in the field of information encryption, maintenance encryption (cryptographic) means, information systems and telecommunication systems, protected using encryption (cryptographic) means (except for the case if maintenance of encryption (cryptographic) means, information systems and telecommunication systems, protected using encryption (cryptographic) means, is carried out to meet the own needs of a legal entity or individual entrepreneur)
Name of the licensing authority that issued or renewed the license:
- CENTER FOR LICENSING, CERTIFICATION AND PROTECTION OF STATE SECRETS - License number: 3311
License Date: 04.02.2015
Start date of the license: 04.02.2015
Name of the licensed type of activity for which the license was issued:
- Implementation of the bank. operations (with funds in rubles and other currencies), the right to carry out which is granted by the General License: - attracting funds from individuals and legal entities in deposits (on demand and for a certain period); - placement of funds attracted in deposits (on demand and for a certain period) of individuals and legal entities on their own behalf and at their own expense; - opening and maintaining a bank. accounts of individuals and legal entities; - money transfers on behalf of individuals and legal entities, including authorized correspondent banks and foreign banks, through their bank accounts; - cash collection. funds, bills of exchange, payment and settlement documents and cash services for individuals and legal entities; - purchase and sale of other. currency in cash and non-cash forms; - issuance of the bank. guarantees; - money transfers. funds without opening a bank. accounts, including electronic money. funds (excluding postal orders)
Name of the licensing authority that issued or renewed the license: - License number: 177-02941-100000
License Date: 30.03.2015
Start date of the license: 27.11.2000
Name of the licensed type of activity for which the license was issued:
- Brokerage activities
Name of the licensing authority that issued or renewed the license:
- Central Bank of the Russian Federation - License number: 177-03047-010000
License Date: 30.03.2015
Start date of the license: 27.11.2000
Name of the licensed type of activity for which the license was issued:
- Dealer activity
Name of the licensing authority that issued or renewed the license:
- Central Bank of the Russian Federation - License number: 177-03733-000100
License Date: 30.03.2015
Start date of the license: 07.12.2000
Name of the licensed type of activity for which the license was issued:
- Depository activities
Name of the licensing authority that issued or renewed the license:
- Central Bank of the Russian Federation
OKVED codes
Subdivisions
Representative offices:- Name: REPRESENTATIVE OFFICE OF JSC "CREDIT EUROPE BANK" IN ROSTOV-ON-DON
The address: 344002, Rostov Region, Rostov-on-Don, Maxim Gorky Street, 123/67, Floor 2 - Name: REPRESENTATIVE OFFICE OF JSC "CREDIT EUROPE BANK" IN NOVOSIBIRSK
The address: 630007, Novosibirsk region, city of Novosibirsk, Sovetskaya street, building 5, floor 6 - Name: REPRESENTATIVE OFFICE OF JSC "CREDIT EUROPE BANK" IN YEKATERINBURG
The address: 620014, Sverdlovsk region, Yekaterinburg city, Vayner street, house 19, letter A, room 34 - Name: REPRESENTATIVE OFFICE OF CREDIT EUROPE BANK JSC IN SAINT-PETERSBURG
The address: 191024, St. Petersburg, Nevsky prospect, 137, letter A, room 4H - Name: REPRESENTATIVE OFFICE OF CREDIT EUROPE BANK JSC IN KAZAN
The address: 420107, Republic of Tatarstan, Kazan, Spartakovskaya street, 6, floor 6, office 616 - Name: REPRESENTATIVE OFFICE OF CREDIT EUROPE BANK JSC IN UFA
The address: 450103, Republic of Bashkortostan, Ufa, Academician Uraksin Street, 3
Affiliated companies
-
INN: 7705677316, PSRN: 1057747615452
General Director: Toprak Osman -
INN: 7705746577, PSRN: 5067746074094
115054, Moscow, Paveletskaya square, building 2, building 2
General Director: Bashiplikchi Haykan -
INN: 7705784734, PSRN: 5077746427941
129090, Moscow, Olimpiyskiy prospect, 14
General Director: Tkach Marina Alekseevna -
INN: 7702395225, PSRN: 5157746172986
129090, Moscow, Olimpiyskiy prospect, 14
General Director: Kasradze-Panasyan Mikhail Sergeevich
other information
History of changes in the Unified State Register of Legal Entities
- Date: 30.01.2003
GRN: 1037739326063
Tax authority: Interdistrict Inspectorate of the Ministry of the Russian Federation for Taxes and Levies No. 39 in Moscow, No. 7739
Reason for the change: Entering information about a legal entity registered before July 1, 2002 in the Unified State Register of Legal Entities - Date: 06.06.2003
GRN: 2037711003229
Tax authority:
Reason for the change: - Date: 27.08.2003
GRN: 2037711007684
Tax authority: Office of the Ministry of the Russian Federation for Taxes and Levies in Moscow, No. 7700
Reason for the change: - Date: 09.09.2003
GRN: 2037711007893
Tax authority: Office of the Ministry of the Russian Federation for Taxes and Levies in Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application - Date: 19.04.2004
GRN: 2047711003921
Tax authority: Office of the Ministry of the Russian Federation for Taxes and Levies in Moscow, No. 7700
Reason for the change: Submission by the licensing authority of information on the grant of a license - Date: 03.11.2004
GRN: 2047711011093
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- EXTRACT FROM PROTOCOL No. 29
- CHANGES No. 8 - Date: 20.12.2004
GRN: 2047711012963
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission by the licensing authority of information on the grant of a license - Date: 24.03.2005
GRN: 2057711003249
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- DOCUMENT ON PAYMENT OF STATE DUTIES
- CHANGES No. 9
- EXTRACT FROM DECISION No. 1 - Date: 24.03.2005
GRN: 2057711003260
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change:
Documents:
- P14001 APPLICATION FOR CHANGING INFORMATION NOT RELATED TO THE FOLLOWING DOCUMENT. - Date: 26.07.2005
GRN: 2057711009486
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- CHANGES NO. 10 MADE TO THE CHARTER
- EXTRACT FROM THE DECISION
- STATEMENT OF STATE REGITRATION OF CHANGES MADE IN THE CONSTITUTIONAL DOCUMENTS OF A LEGAL ENTITY
- PAYMENT ORDER - Date: 18.08.2005
GRN: 2057711010762
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents: - Date: 28.11.2005
GRN: 2057711014392
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- CHANGES No. 11
- EXTRACT FROM DECISION No. 6 - Date: 17.04.2006
GRN: 2067711003039
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- DOCUMENT ON PAYMENT OF STATE DUTIES
- CHANGES No. 12
- EXTRACT FROM PROTOCOL No. 3 - Date: 08.11.2006
GRN: 2067711010266
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- CHANGES NO. 13 MADE TO THE CHARTER
- DOCUMENT ON PAYMENT OF STATE DUTIES
- EXTRACT FROM MINUTES No. 7 OF THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS - Date: 17.01.2007
GRN: 2077711000486
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- EXTRACT FROM PROTOCOL No. 9
- CHANGE No. 14, IN THE CHARTER
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 21.02.2007
GRN: 2077711001663
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- DOCUMENT ON PAYMENT OF STATE DUTIES
- CHANGE No. 15, IN THE CHARTER OF A LEGAL ENTITY
- EXTRACT FROM PROTOCOL No. 11 - Date: 04.06.2007
GRN: 2077711004644
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- EXTRACT FROM MINUTES No. 13 OF THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS
- DOCUMENT ON PAYMENT OF STATE DUTIES
- CHANGES No. 16 MADE TO THE CHARTER - Date: 05.07.2007
GRN: 2077711005854
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- DOCUMENT ON PAYMENT OF STATE DUTIES
- CHANGE No. 17, IN THE CHARTER OF A LEGAL ENTITY
- EXTRACT FROM PROTOCOL No. 14 - Date: 31.01.2008
GRN: 2087711000947
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- CHARTER OF A LEGAL ENTITY
- DOCUMENT ON PAYMENT OF STATE DUTIES
- EXTRACT FROM PROTOCOL No. 19 - Date: 04.07.2008
GRN: 2087711006030
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- EXTRACT FROM PROTOCOL No. 26
- CHARTER OF A LEGAL ENTITY
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 14.01.2009
GRN: 2097711000176
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 APPLICATION ON CHANGING THE INFORMATION INTRODUCED TO THE INSTITUTIONAL DOCUMENT.
- CHARTER OF A LEGAL ENTITY
- EXTRACT FROM PROTOCOL No. 31
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 25.08.2009
GRN: 2097711016368
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: - Date: 14.12.2009
GRN: 2097711025696
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 04.05.2010
GRN: 2107711005169
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 01.06.2010
GRN: 2107711006522
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 19.08.2010
GRN: 2107711012000
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- EXTRACT FROM PROTOCOL No. 139
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 28.10.2010
GRN: 2107711017093
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHANGES No. 2 TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 146
- DOCUMENT ON PAYMENT OF STATE DUTIES
- STATEMENT ON THE FACT OF CHANGING THE LOCATION OF THE REPRESENTATIVE OFFICES OF CREDIT EUROPE BANK CJSC - Date: 05.03.2011
GRN: 2117711004134
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 23.06.2011
GRN: 2117711013924
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHANGES No. 3 TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 159
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 23.08.2011
GRN: 2117711018863
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHANGES NO. 4 MADE TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 35
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 28.11.2011
GRN: 2117711025045
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHANGES No. 5 TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 165
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 07.02.2012
GRN: 2127711002043
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHARTER
- EXTRACT FROM PROTOCOL No. 36
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 17.09.2012
GRN: 2127711015375
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: - Date: 17.09.2012
GRN: 2127711015386
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission of information on the registration of a legal entity as an insured in the territorial body of the Pension Fund of the Russian Federation - Date: 29.01.2013
GRN: 2137711001151
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHANGES NO. 1 TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 177
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 04.03.2013
GRN: 2137711002779
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 25.03.2013
GRN: 2137711003582
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change:
Documents:
- COVERING LETTER
- COPY OF LICENSE No. 3311 - Date: 27.03.2013
GRN: 2137711003880
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTIES
- EXTRACT FROM MINUTES No. 179 OF THE BOARD OF DIRECTORS OF CJSC CREDIT EUROPE BANK
- CHANGES No. 2 SUBMITTED TO THE CHARTER OF CREDIT EUROPE BANK CJSC - Date: 30.08.2013
GRN: 2137711011140
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHARTER
- DOCUMENT ON PAYMENT OF STATE DUTIES
- EXTRACT FROM PROTOCOL No. 38 - Date: 08.10.2013
GRN: 2137711012657
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHANGES NO. 1 TO THE CHARTER
- DOCUMENT ON PAYMENT OF STATE DUTIES
- EXTRACT FROM PROTOCOL No. 188 - Date: 13.10.2014
GRN: 2147711012425
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1)
- Extract from Minutes No. 200 of the Board of Directors - Date: 11.12.2014
GRN: 2147711016792
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission by the licensing authority of information on the grant of a license
Documents:
- Letter
- Covering letter - Date: 22.01.2015
GRN: 2157700036404
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHARTER
- EXTRACT FROM PROTOCOL No. 42 - Date: 07.02.2015
GRN: 2157700042058
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission by the licensing authority of information on the renewal of documents confirming the existence of a license (information on the extension of the license validity period) - Date: 12.03.2015
GRN: 2157700053498
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTIES
- EXTRACT FROM MINUTES # 208 OF THE BOARD OF DIRECTORS
- CHANGES No. 1 MADE TO THE CHARTER OF LE - Date: 28.04.2015
GRN: 2157700076015
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 08.09.2015
GRN: 2157700166424
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHARTER OF JUL IN NEW EDITION
- EXTRACT FROM MINUTES No. 44 OF THE ANNUAL GENERAL MEETING OF PARTICIPANTS OF LE
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 24.11.2015
GRN: 2157700223723
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission by the licensing authority of information on the renewal of documents confirming the existence of a license (information on the extension of the license validity period) - Date: 24.11.2015
GRN: 2157700223734
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission by the licensing authority of information on the renewal of documents confirming the existence of a license (information on the extension of the license validity period) - Date: 24.11.2015
GRN: 2157700223844
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission by the licensing authority of information on the renewal of documents confirming the existence of a license (information on the extension of the license validity period) - Date: 18.12.2015
GRN: 2157700245602
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 02.08.2016
GRN: 2167700265852
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 02.09.2016
GRN: 2167700293077
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHANGES NO. 1 TO THE CHARTER
- EXTRACT FROM MINUTES No. 45 OF THE ANNUAL GENERAL MEETING OF SHAREHOLDERS
- COPY OF CERTIFICATE OF ATTENTION OF THE DECISION OF THE MANAGEMENT BODY OF THE LEGAL ENTITY
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 27.10.2016
GRN: 2167700545285
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: - Date: 17.11.2016
GRN: 2167700670894
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 20.01.2017
GRN: 2177700047886
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission of information about the registration of a legal entity with a tax authority - Date: 11.07.2017
GRN: 2177700216428
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission of information on the registration of a legal entity as an insurant with the executive body of the Social Insurance Fund of the Russian Federation - Date: 14.01.2019
GRN: 2197700032880
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- Р14001 APPLICATION ON CHANGING INFORMATION NOT RELATED TO CHANGE. INSTITUTIONAL DOCUMENTS (Clause 2.1) - Date: 01.02.2019
GRN: 2197700052130
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: State registration of amendments made to the constituent documents of a legal entity related to amendments to the information about the legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Р13001 APPLICATION ON CHANGES MADE TO THE INSTITUTIONAL DOCUMENTS
- CHARTER
- EXTRACT FROM MINUTES No. 48 OF THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS
- COPY OF CERTIFICATE OF ACCEPTANCE BY THE GENERAL MEETING OF SHAREHOLDERS OF THE ECONOMIC SOCIETY OF DECISIONS AND THE STRUCTURE OF SHAREHOLDERS OF THE COMPANY PRESENTED AT ITS ADOPTION
- DOCUMENT ON PAYMENT OF STATE DUTIES - Date: 25.03.2019
GRN: 2197700096801
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Submission of information about the registration of a legal entity with the tax authority at the location of the branch / representative office - Date: 24.06.2019
GRN: 2197700174945
Tax authority: Office of the Federal Tax Service for Moscow, No. 7700
Reason for the change: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documents:
- APPLICATION FORM P14001
| Credit Europe Bank | |
|---|---|
| A type | Joint-stock company |
| License | General No. 3311 |
| Participation in CERs | № 690 |
| Activities | bank |
| Year of foundation | g. |
| Former names | Finansbank |
| Location | Moscow |
| Key figures | Haluk Behchet Aydinoglu (President of Credit Europe Bank JSC) |
| Equity | 20.9 billion rubles (01.01.2017) |
| Assets | 101 billion rubles (01.01.2017) |
| Main society | Credit Europe Bank N.V. |
| Auditor | Ernst & Young |
| Bank data sources | Bank |
| Website | crediteurope.ru |
Activities
JSC Credit Europe Bank is a Russian bank with foreign capital, founded in 1997, belongs to the international financial group FIBA, which operates in 12 countries of the world.
Credit Europe Bank's activities in Russia are concentrated in such cities as Moscow, St. Petersburg, Kazan, Yekaterinburg, Ufa, Novosibirsk, Rostov-on-Don and others.
The branch network of Credit Europe Bank includes more than 60 branches in more than 30 cities and 5 time zones of the Russian Federation, as well as more than 530 ATMs and more than 4,000 points of sale in Moscow and in the largest regions of Russia.
Credit Europe Bank is a universal bank providing a wide range of services to retail and corporate clients, as well as to small and medium-sized businesses. Today, the Bank serves more than 5,000,000 retail customers, 2,000 corporate customers and 17,000 small and medium-sized businesses (as of 01.01.2017).
The Bank's reliability is confirmed by international ratings Moody "s" B1 ", Fitch" BB- ".
The main shareholder of JSC Credit Europe Bank is Credit Europe Bank N. V (Holland).
History
In 1997 Finansbank (Moscow) A.O. was created as a bank with 100% foreign capital. The bank was focused on serving corporate clients, most of which were Turkish companies operating in Russia.
In 2000 The bank entered the consumer lending market and began to issue its own plastic cards, serving mainly employees of its corporate clients.
2001-2003 The bank significantly expanded its client base and began to actively develop the consumer lending market in Russia.
In 2004 regional offices of the Bank were opened in St. Petersburg, Kazan, Nizhny Novgorod, Rostov-on-Don, Perm, Ufa and Samara.
In 2005 The bank has been assigned one of the highest ratings among Russian financial institutions. Moody's has assigned the international rating of Ba2 to Finansbank. The bank becomes a member of the mandatory deposit insurance system (registration number 690), and also starts working with small and medium-sized businesses and launches a car loan program.
In 2006 year FIBA International Holding sold one of its main assets - Finansbank (Turkey) to the National Bank of Greece (NBG). Under the terms of the deal, the rights to the Finansbank brand were transferred to NBG. In 2006, the Bank began cooperation with the Auchan network. Moody's has raised the bank's rating to Ba1.
In 2007 Finansbank officially changes its name to CREDIT EUROPE BANK (CJSC). The Bank placed an issue of series 01 ruble bonds in the volume of 3.5 billion rubles with a maturity of 3 years. The 01 series bond issue was redeemed on the due date. The bank entered the mortgage lending market.
In 2008 The bank began cooperation with IKEA. The Bank placed an issue of series 02 ruble bonds in the amount of 4 billion rubles with a maturity of 3 years. Series 02 bond issue was redeemed on the appropriate date. The bank became a member state Program subsidizing car loans. Joint programs are being developed with UZ-Daewoo, Hyundai, Chery, Chrysler, GAZ, Isuzu.
In 2010 year The bank has been assigned a Fitch Rating BB-. The bank launches a unique co-branding program for issuing credit cards (MEGA CARD) in cooperation with the MEGA retail chain. The bank issued Eurobonds for a period of 3 years with the possibility of early redemption in 2 years, with a coupon rate of 7.75%, in the amount of USD 300 million. European Bank for Reconstruction and Development opens the Bank line of credit in the amount of 2.9 billion rubles and transfers the first tranche in the amount of 1.45 billion rubles to support small and medium-sized businesses in all regions of the Bank's presence.
In 2011 The bank placed the 6th issue of classic bonds for 4 billion rubles with a rate of 1-3 coupons of 8.3% per annum. The bank placed 3-year bonds of the BO-01 series for 5 billion rubles. with a coupon rate of 8.1% per annum. In 2011, the first subdivision of the Bank was opened in Kaliningrad (as of 17.05.2019 there are no bank branches in Kaliningrad). The Bank's car loans are available at more than 1,300 points of sale. The bank was assigned a rating of 'AA +' on the national scale, the forecast is 'stable' and 'BBB +' on the international scale, the forecast is 'stable' by the Rus-Rating agency.
In 2012 The bank has placed subordinated Eurobonds in the amount of USD 250 million with a maturity of 7 years. The coupon rate of the bonds is set at 8.5% per annum. In addition, bonds of the BO-03 series were successfully placed in the amount of 5 billion rubles. on the MICEX Stock Exchange: demand was exceeded 1.9 times and amounted to 9.4 billion rubles. The first coupon rate was set at 9.8% per annum. The bank has launched a new version of its official website www.crediteurope.ru. The Bank also started issuing the Ferrari MasterCard Standard®.
In 2013 The bank placed bonds of the BO-04 series for 5 billion rubles. and BO-05 in the amount of 5 billion rubles. The website www.cardcredit.ru dedicated to one of the most popular products of CREDIT EUROPE BANK, the CARD CREDIT credit card, was launched. Ikano Group and CREDIT EUROPE BANK NV registered a joint bank in Russia - Ikano Bank. Together with travel company PEGAS Touristik, the bank has started selling a new co-brand card "Shop & Travel". In 2013, the Bank successfully attracted financing from a pool of Russian banks in the form of a syndicated loan for the total amount of 5.5 billion rubles. The bank and Honda Motor RUS LLC announced the start of cooperation and the launch of a joint car loan program.
The bank is in the top 50 Russian banks in terms of equity capital and in the top 60 in terms of net assets according to the banki.ru portal (according to RAS as of 01.01.2017: equity capital - 20.9 billion rubles, net assets - 101 billion rubles).
The bank occupies a leading position in the consumer lending market, as well as in the credit card market. You can see the positions of Credit Europe Bank in the media ratings here.
The Bank's reliability is confirmed by international ratings Moody "s" B1 ", Fitch" BB- ". Data as of 01.01.2017.
Owners and management
The founder and owner of Fiba Holding, which includes Credit Europe Bank Russia, is Hyusnu Ozjegin, Turkish businessman, billionaire.
98.14% of the shares of Credit Europe Bank in Russia are owned by Credit Europe Bank (Holland), the remaining shares of 1.86% are owned by individuals and legal entities holding less than 1% of the total number of voting shares of Credit Europe Bank.
President of Credit Europe Bank in Russia Behchet Haluk Aydinoglu.
Performance indicators, Bank ratings
Net assets - 101 billion according to the banki.ru portal (according to RAS as of 01.01.2017).
Equity capital - 20.9 billion rubles according to the banki.ru portal (according to RAS as of 01.01.2017).
Moody’s - “B1“, Outlook Stable
Fitch - “BB-“, Outlook Stable
ACRA - “BBB“, Outlook Stable
The bank was established under the name "Finansbank" in 1997 on the basis of the representative office of the Turkish bank "Finansbank AS" opened in 1994 (Finansbank AS, founded in 1987).
In August 2006, FIBA \u200b\u200bInternational Holding * (owner of Finansbank) sold a controlling stake in Finansbank AS (Turkey) to the National Bank of Greece (NBG) for USD 2.8 billion (3.8 capital), as a result of which the rights to use the Finansbank brand. At the same time, Fiba Group bought out 41.8% of Finansbank Romania and 100% of Dutch Finans International Holding N.V. from Finansbank for 479 million euros (controls business in Russia, Switzerland, the Netherlands, etc.). In this regard, the divisions in Russia, the Netherlands, Romania, Germany, Belgium, Switzerland, Malta, the United Arab Emirates and Ukraine, which were not included in the deal, switched to a new brand - Credit Europe Bank. Russian Financebank changed its name to Credit Europe Bank in March 2007. Since February 2005, the bank has been a member of the deposit insurance system.
Until recently, Credit Europa Bank N. V. (Holland) controlled 99.99% of the shares of the Russian subsidiary. Note that the ultimate beneficiary of the Dutch holding, which is part of the FIBA \u200b\u200bGroup, is a Turkish citizen, a major businessman Husnu Mustafa Ozyegin (Husnu M. Ozyegin).
In September 2018, Credit Europe Bank N. V. completed the sale of a controlling stake in the Russian bank Fiba Holding A. S. and Fina Holding A. S., which in turn control Credit Europe Bank N. V.
As a result of the transaction, at the current moment (as of September 20, 2018) Fiba Holding A. S. owns 55% of the bank's shares, Fina Holding A. S. - 35% of the shares, Credit Europe Bank N. V. controls 10% of the shares. The ultimate beneficial owner of the bank remains Husnu Mustafa Ozjegin.
The head office of the Russian Credit Europe Bank is located in Moscow. The branch network of the credit institution includes 61 branches in 28 cities and five time zones of the Russian Federation, as well as 514 ATMs and more than 18 thousand points of sale in 77 Russian cities. According to the latest available data, the average number of bank employees exceeded 3 thousand people.
Corporate clients, including small and medium-sized businesses, have access to lending services, trade finance, cash settlement operations, payroll programs, merchant acquiring, cash collection, corporate plastic cards (Eurocard / MasterCard Business), conversion transactions, placing free funds on deposits , factoring (including factoring of lease payments and other programs), letters of credit, bank guarantees, corporate insurance, leasing, remote services.
Individuals have access to deposits, loans (cash, for goods and services, car loans, mortgages, for tours and travel), plastic debit / credit cards (MasterCard, Visa, various joint cards), money transfers (including through the Western Union system) , Internet banking, insurance, etc. In the first quarter of 2015, the bank joined the program of state subsidies for car loans. As part of the car loan program, the bank cooperates with the largest official dealers throughout the country.
At the end of 2018, the bank served 6 million retail customers and over 20 thousand corporate clients (5.4 thousand corporate clients and 15 thousand small and medium-sized businesses). The bank also maintains partnerships and cooperates within the framework of co-branding programs and consumer lending programs with key international retailers - Auchan, Metro Cash & Carry, Ikea.
Since the beginning of 2018, net assets of the credit institution have shown an increase of 8.2% - up to 138.8 billion rubles as of November 1. In the bank's liabilities, the growth was financed by the deposits of individuals, which added 27.3%. There is also the repayment of 80% of debt on interbank loans and a comparable inflow of funds from corporate clients in absolute terms (+ 18.7%). The attracted liquidity was directed in assets mainly for lending to individuals, whose portfolio showed growth comparable in absolute terms with the inflow of deposits from individuals. Loans to enterprises and organizations also showed positive dynamics (+ 15.6%). At the same time, the portfolio of issued interbank loans decreased by a comparable amount in absolute terms (-51.3%).
The resource base of the credit institution as of November 1, 2018 was concentrated on deposits of individuals, which constituted half of the liabilities by the reporting date. In the structure of household funds, deposits with maturities of one year or more prevailed. The second largest source of liabilities was the funds of corporate clients, which held 20.2% of liabilities at the reporting date. Their structure as a whole was represented by resources of varying urgency. A slightly smaller share was occupied by equity capital, its adequacy in accordance with the Central Bank N1.0 standard was 11.3% (with a minimum of 8%). The capital at the reporting date included a subordinated loan with a residual value of RUB 1.8 billion, attracted in November 2012 from CEB Capital S. A. (Luxembourg) as part of a Eurobond issue in the amount of USD 250 million with maturity until November 2019. The client base is quite large, the payment dynamics is stable: since the beginning of 2018, the turnover on customer accounts has amounted to 70-110 billion rubles per month. The dependence on the funds of individuals has significantly increased in recent years.
The main volume of the credit institution's assets falls on the item of the loan portfolio, which as of the reporting date forms 79.5% of net assets. Highly liquid assets (mainly balances in the cash desk and on the correspondent account with the Central Bank) accounted for 5.3%, issued by interbank loans - 3.7%, securities portfolio - 1.2%. Other assets accounted for 9.0%, fixed assets and intangible assets accounted for 0.3%.
As of the reporting date, the total loan portfolio of the financial institution amounted to 110.3 billion rubles. Since the beginning of 2018, its volume has grown by 22.1%. The bulk of the loan portfolio falls on loans to individuals - 62.0%. The loan portfolio is mostly long-term, with a predominance of maturities over three years. During the analyzed period, the level of overdue debt in the total portfolio decreased from 13.5% to 7.7%. The level of provisioning also decreased, however, it covers delinquencies with a margin, amounting to 12.3% at the reporting date (at the beginning of 2018 - 20.0%). The property pledged as collateral for loans fully covered the amount of the loan portfolio at the reporting date.
A credit institution regularly performs transactions in the interbank lending market, while occupying the position of a net lender. The placement turnover since the beginning of 2018 ranged from 11 billion to 81 billion rubles. In the foreign exchange market, activity is also regular and noticeably higher; since the beginning of 2018, the turnover on conversion operations has been on average at the level of 300-500 billion rubles.
According to RAS reporting data, in January - October 2018, the credit institution received a net profit of 431.9 million rubles - almost half as much as in the same period in 2017. For the entire 2017, net profit reached RUB 1.2 billion.
Board of Directors: Hyusnu Mustafa Ozyegin (chairman), Enver Murat Basbay, Mehmet Guleshchi, Faik Onur Umut, Ilkorur Korkmaz.
Governing body: Behchet Haluk Aydinoglu (chairman), Asad Verdiev, Anna Zhludova (chief accountant), Nina Zubareva, Emin Jandan.
* FIBA \u200b\u200bGroup was founded in 1987 by Hyusnu Ozjegin, controlled by the founder's family. The FIBA \u200b\u200bGroup includes subsidiary banks, investment, factoring and leasing companies operating in Turkey, Switzerland, Holland, Germany, Belgium, Malta, Romania, Ukraine, UAE and China. In addition to the financial sector, the group has significant interests in retail chains and real estate development, as well as in aviation, real estate, energy, shipping, tourism and other areas.
An important task of the FIBA \u200b\u200bgroup is the formation and development of fundamental values \u200b\u200bwithin society that contribute to improving the quality of human life through education. In line with this goal, the group cooperates with the Mother and Child Foundation (AÇEV), has its own Husnu Ozjegin Foundation and Ozjegin University.
The structure of the group includes 66 companies, the number of employees was about 12 thousand people. According to the latest available data, the total assets of the FIBA \u200b\u200bGroup amounted to 17.2 billion US dollars (more than half of them accounted for investments outside Turkey), the group's own capital was about 1.9 billion US dollars.
