Deposits in Promsvyazbank. Deposits of Promsvyazbank. Deposit of Promsvyazbank "My income"
Promsvyazbank in 2020 offers to open profitable deposits for individuals at high interest rates. Consider what rates today can be claimed by ordinary depositors, pensioners and premium clients.
What deposits are there in Promsvyazbank today
Promsvyazbank is one of the largest banks in Russia and is quite popular with depositors.
The range of deposits for individuals in Promsvyazbank today is typical. Like most other Russian banks, the following types of savings programs are presented there:
Under the maximum percentage - "Online", "My benefit", "My income";
Replenished - "My piggy bank";
Expendable - "My Opportunities";
Investment - "My strategy".
You can keep money in rubles, as well as foreign currencies: US dollars and euros.
Promsvyazbank deposits in 2020: interest and conditions
Let's compare current interest rates and conditions of Promsvyazbank deposits for individuals.
Deposit of Promsvyazbank "Online"
This is a special offer for new clients of the bank and those who have not opened deposits on the Internet for 2 years and mobile bank. The deposit has an increased yield and favorable conditions for early termination. When closing the deposit after the 90th day, interest is paid at the rate of 1/2 of the interest rate. It can only be issued remotely: in a mobile and Internet bank.
Interest rates
Conditions
- Currency: rubles;
- Amount: from 100,000 rubles.
- Expenditure operations: no;
- Replenishment: within the first 30 days from the date of opening;
Deposit calculator
Deposit of Promsvyazbank "My income"
This is a deposit with the possibility of obtaining maximum income and early termination on preferential terms. It can be issued at the branch, via the Internet and at an ATM.
Interest rates
In rubles
Conditions
- Currency: rubles / dollars / euros;
- Term: 122, 181, 397, 547, 731 days;
- Amount: from 10,000 rubles / dollars / euros.
- Expenditure operations: no;
- Replenishment: within the first 30 days;
- Interest payment: at the end of the term.
- Early termination: preferential. After the 90th day, interest is paid at the rate of 1/2 of the interest rate.
Calculate the possible income on the deposit
Few? See what interest on deposits it offers today
Deposit of Promsvyazbank "My Benefit"
This is a classic deposit for getting a stable income. Its features are the possibility of investing money for a short period (from 1 month), as well as early termination on favorable terms. You can open a deposit in the office and in the PSB-Retail Internet bank.
Interest rates
In rubles
Conditions
- Currency: rubles, dollars, euros.
- Term: 32-731 days. in rubles / 91-1095 days in dollars / 547-1095 days. In Euro;
- Amount: from 10,000 rubles / 300 dollars / 300 euros;
- Replenishment: yes;
- Expenditure operations: no.
- Interest payment: at the end of the term.
- Early termination: preferential. After the 90th day, interest is paid at the rate of 1/2 of the interest rate.
Doesn't fit? See what interest on deposits it offers today
Deposit of Promsvyazbank "My piggy bank"
This is a replenishable deposit with monthly interest. They can be received on hand, or you can capitalize by increasing the amount of the deposit. At the same time, the terms provide for an increase in the interest rate as a result of an increase in savings. For premium clients, there is a surcharge on the interest rate.
Interest rates
In rubles
Surcharge:
In dollars
Conditions
- Currency: rubles, dollars.
- Term: from 181 to 731 days;
- Amount: 10,000 rubles / 300 dollars;
- Replenishment: yes;
- Expenditure operations: no;
- Capitalization: yes;
Deposits of Promsvyazbank "My Opportunities"
This is the so-called "spending" deposit with the possibility of replenishment and withdrawal of funds without loss of interest. There is a surcharge for premium clients. You can open it in the office or in the PSB-Retail Internet bank.
Interest rates
With capitalization / Without capitalization
In rubles
Amount/Term | ||||
Surcharge:
0.1% for owners of the banking service programs "Your PSB Premium" and "Orange Premium Club" when opening a deposit for a period of 6 months or more in the amount of 500,000 rubles.
In dollars
Conditions
- Currency: rubles, dollars.
- Term: from 181 to 731 days;
- Amount: from 50,000 rubles. / $300;
- Replenishment: yes;
- Expenditure operations: yes;
- Interest payment: monthly with capitalization or to a separate account;
- Early termination: at the rate "On Demand".
Not satisfied? See what rates on deposits in
Deposit of Promsvyazbank "My Strategy"
This is a complex product. Only clients who have taken out a policy under the investment (ICI) or accumulative (UI) life insurance program can open a deposit. It can only be issued at the bank office.
Interest rates
Insurance | ||
In case of early termination of the insurance contract interest rate can be reduced by 2%.
Conditions
- Term: 181, 367 days;
- Amount: from 50,000 rubles;
- Replenishment: no;
- Expenditure operations: no.
- Interest payment: at the end of the term.
See also what interest on deposits it offers today
Savings accounts of Promsvyazbank
To store savings, customers can open not only Promsvyazbank deposits, but also savings accounts. They combine flexible conditions for managing funds and high profitability.
Savings account "Profitable"
The account offers more flexible conditions and the opportunity not only to save money without much effort, but also to receive additional income. The account is available for opening at the bank office and via the Internet.
Interest rate
4% per annum in rubles.
Conditions
- Currency: Russian rubles;
- Minimum balance: from 0.01 rubles;
- Replenishment: no restrictions;
- Withdrawals: no loss of interest;
- Interest payment: monthly;
- Capitalization: yes.
See what interest has the most profitable deposits for pensioners in
Savings account "Accent on interest"
This offer can be especially beneficial for those who regularly pay for purchases using Promsvyazbank debit or credit cards, and for fairly large amounts. Base interest is charged on the minimum balance on the account during the month. And depending on the amount of spending on cards, customers receive a surcharge to the rate. You can open an account in the office or in a mobile or Internet bank.
Interest rates
4.5% per annum in rubles.
How to raise your bid
Pay for purchases with PSB cards in the amount of 10,000 rubles or more and get a premium to the rate.
Rates with surcharges for paying for purchases with PSB cards
Amount of purchases on PSB cards per month, rub. | Surcharge | Rate including surcharge |
Surcharges are applied only for the amount of the minimum balance up to 700,000 rubles.
Conditions
- Minimum deposit: not set.
- Replenishment: no restrictions.
- Withdrawals: no limits.
- Interest payment: monthly with capitalization.
Savings account "Fair Bet"
The peculiarity of this product is that interest is accrued for each day the money is placed on the account. And the income is still paid monthly. Accrued interest is capitalized.
Interest rate
Conditions
- Currency: Russian rubles;
- Validity: unlimited
- Interest payment: monthly with capitalization based on daily actual amounts on the account.
Savings account "In reserve"
This is a higher interest rate product for new customers who have not had a savings account with PSB in the last 90 days. However, the increased interest is charged only in the first two months after the account is opened. For other clients, the basic yield is immediately offered. Interest is calculated based on the minimum amount on the account during the month.
Interest rate
Conditions
- Currency: Russian rubles;
- Validity: unlimited
- Minimum amount: not set;
- Deposit and withdrawal: no restrictions;
- Interest payment: monthly with capitalization based on the minimum amount on the account during the month.
How to make a deposit
There are two ways to open a deposit at Promsvyazbank: at a branch and online via the Internet.
Via internet banking
- Issue a card or open an account and conclude a remote banking service agreement at any bank office.
- If you are already connected to the PSB-Retail system, then you automatically get the opportunity to open deposits and accounts through the Internet bank.
- Go to Personal Area in the Internet bank PSB-Retail in the "Deposits" section.
- Press the "Open deposit" button on the screen and select the deposit that suits you.
- Money in favor of an open deposit of your choice will be deducted from your account bank card, current account or demand deposit opened with Promsvyazbank.
- Confirm the operation and the deposit is open.
- You can get a document confirming the execution of the deposit at any bank office.
At the bank office
- Visit the bank office with a passport or other identification document.
- Sign the application for accession to the rules for placing deposits and others Required documents that the bank teller will print out for you.
- Make a cash deposit through the cash desk or make a transfer from any of your accounts opened with Promsvyazbank.
- After depositing funds (in cash or by transfer from an account), the operator will issue you a confirmation of the placement of a bank deposit.
Conclusion
Deposits of Promsvyazbank for individuals today have favorable interest rates and are in a good way savings storage. The bank offers high rates, favorable conditions for early termination, the ability to replenish and independently manage financial resources.
About the bank
In 2020, Promsvyazbank is placing funds from individuals at interest in rubles and foreign currencies. Residents of Moscow have access to a range of basic tariff plans and premium deposits of the Private Banking segment.
Terms of deposits
Promsvyazbank customers can choose the appropriate deposit depending on their current needs: classic or investment, with or without partial withdrawal and replenishment, with monthly interest capitalization or payment to a separate account.
The maximum interest rate is set for the My Strategy product. It is available to clients who have taken out an investment life insurance policy. Interest is paid at the end of the contract term.
Premium deposits are opened if the client has a valid agreement on connecting to the Private Banking program.
Registration of deposits of Promsvyazbank in Moscow
To make a deposit, the client must contact one of the offices of Promsvyazbank with a passport. After the paperwork is completed, the depositor makes a cash deposit. It is also possible to transfer funds from an account opened with a bank. After that, the client receives documentary confirmation of the deposit and making the required amount.
Also, depositors can use the PSB-Retail Internet banking system. To do this, you need to come to the office of Promsvyazbank and open a current account (get a bank card) and arrange a remote service. Funds for placement will be debited at the choice of the client from the current account or bank card account. The client can receive documentary confirmation of the deposit and depositing the required amount of money at the bank office.
Even in a crisis, you can always find additional sources income, especially if you already have some savings and savings. So where to? For example, in a small business. Risky, but often justified if you approach it correctly. There are other ways. One of the simplest is deposits that will bring you passive income, and your money will be made to earn instead of you. You can do, you can also open, Sberbank, VTB24 and other popular organizations. But do not forget about the services of Promsvyazbank, because it offers favorable and convenient conditions.
Promsvyazbank - deposits for individuals in 2016, interest on deposits
Promsvyazbank in 2016 offers several various options a profitable investment of money with different conditions that you can choose specifically for your case.
Contribution "Welcome!"
The deposit is classic and its undoubted advantage is the ability to replenish the first 50 days after opening, and the minimum amount of the additional deposit is not limited. At the same time, they promise an interest rate of up to 11% per annum in rubles and a minimum amount of 10 thousand rubles, and a maximum of 20 million rubles. Unfortunately, no other currency is provided. It is convenient that you can open a deposit not only at the bank office, but also sitting at home on the Promsvyazbank website. During the entire term of the deposit, you will have a division into several periods, and for each period they will assign their own rate. Prolongation of the deposit is available no more than 3 times. If it happens that you want to terminate the agreement ahead of schedule, you will not lose interest, but it will decrease and will be charged at the rate of the “On Demand” deposit.
Deposit "Solid Interest"
Well, a solid percentage is built on a large amount of money. The minimum is 50 thousand rubles. Interest rate up to 10% and also only in rubles. However, unlike the previous version, the deposit is non-replenishable and it does not provide for debit transactions. Like all the others, this one can be opened both in the office and on the website. In case of early termination, the benefit will be equal to half the interest rate. The contribution has some advantages that make it special:
- A deposit from 100 thousand rubles opens up the opportunity to use the service "Your PSB" for free, namely, to open a card with a 10% return on purchases with its help. Banking online transfers up to 10 thousand rubles.
- From 500 thousand rubles - there is an opportunity to use the “Your PSB Plus” privilege, which means that you can also receive a bonus in the form of 10% of purchases and make transfers up to 15 thousand rubles.
- From 1 million - the privilege "Your PSB Premium". 10% of purchases and up to 20 thousand - transfers.
- From 2 million - the program "Orange Premium Club" - a premium service program, which includes some non-banking privileges.
Deposit "Maximum Opportunities"
To match the interest rate, for this deposit it will be equal to 9%. However, this service is suitable only for fairly wealthy people, since the minimum amount is as much as 150 thousand rubles. But at the same time, you get the possibility of replenishment and the possibility of debit transactions without losing interest. The currency here is available only in rubles and you can also draw up an agreement both in the office and on the bank's website. And early termination of the deposit threatens with tariffing on the deposit "On Demand". The same privileges apply as in the previous version.
Contribution "My Opportunities"
Unlike the previous ones, this deposit can be opened both in rubles and in dollars and euros. The interest rate in this case will be up to 7.84%, 1.47% and 0.35% respectively. The minimum amount is 50 thousand rubles, and the maximum is 20 million rubles or 500 thousand dollars or euros. Replenishment and partial withdrawal without loss of interest is possible. When prolonging, add 0.5%.
Deposit "Multicurrency basket"
The main difference from all other deposits is the possibility of opening in three currencies at once. The minimum amount is only 10 thousand rubles at a rate of up to 7.85% for rubles, 1.6% for dollars and 0.3% for euros. Replenishment and partial withdrawal are possible without loss of interest.
Deposit "My piggy bank"
The My Piggy Bank deposit offers a fairly favorable percentage, namely: 8.91% for rubles, 1.71% for dollars and 0.45% for euros. Payment of interest at the choice of the client, there is the possibility of replenishment. An increase in the interest rate is expected with an increase in savings.
Savings account "Simple rules"
"Save and save cash Just!" - this is the slogan of this program. She offers an interest rate of 6.5% for rubles. At the same time, the account is opened for any period, and replenishment and withdrawal are offered without loss of interest. There is interest capitalization.
Deposits of Promsvyazbank in 2016 for pensioners
Even with a small pension and small savings, you can open your own deposit and receive additional income, according to representatives of Promsvyazbank. Depending on the size of their savings and preferences for the life of the money, a pensioner can open a deposit for every taste. But plus Promsvyazbank has developed special program for this category of citizens with very favorable conditions, and it is called "My pension". Such a deposit can be opened in one of three currencies - rubles, dollars or euros. Interest rates will, of course, vary - 8.94%, 1.62% and 0.45% respectively. The deposit is replenishable and is opened in the presence of a pension certificate to confirm the right to special benefits. Interest is paid at the choice of the client, and prolongation occurs automatically up to three times.
Advice: the best option the deposit for you will be one that will not make you sit without money and wait for the expiration of the deposit agreement. This means that you need to determine whether you can not need extra money, and based on this, choose the term of the deposit or a profitable offer in case of early termination of the contract.
Save the article in 2 clicks:
A legal and very profitable option for obtaining passive income today is a bank deposit. Moreover, you can make this deposit not only in popular banks, but also in specialized organizations. However, among the largest banks, Promsvyazbank looks confident, reliable and solid with its high-interest deposits and very profitable withdrawals in case of unforeseen situations and early termination of the contract. And this means that when choosing this organization, you will not only save your savings, but also increase them.
In contact with
Promsvyazbank offers the best deposits for individuals for 2015-2016 (the maximum percentage is up to 13.5% per annum), with various conditions and favorable rates.
All deposits are insured, there is a very profitable program for pensioners with a rate of 9.59% per annum.
It will not be difficult to open a deposit, on the official website of Promsvyazbank you can leave an online application for the program you like (an overview of all deposits, read on ...).
1. “Anniversary” deposit with the maximum percentage
If you want to open a deposit at the maximum percentage, then "Jubilee" is what you need.
The deposit is opened only in rubles, the rate is up to 13.5% per annum.
In order to open a deposit, you need to contact any branch of Promsvyazbank, with a Passport or other document that will verify your identity.
The deposit amount is from 50 thousand to 20 million rubles, the deposit can be replenished, by the way, the minimum replenishment amount is not limited.
The deposit can be opened for up to 250 days. The rate is calculated as follows (interest accrual periods): 1-50 days - 13.5%, 51-100 days - 12.0% per annum, 101-250 days - 10% per annum.
The deposit can be opened in favor of third parties.
The program of this contribution is no longer relevant ... (2.12.2015)
2. Deposit "My pension" from Promsvyazbank - the best for pensioners
This deposit can be opened in three currencies: rubles, dollars, euros.
Interest is paid either to a bank account on a monthly basis, or capitalized and issued at the end of the term.
The deposit cannot be opened for third parties, it is opened only upon presentation of a pension certificate.
The minimum amount for a ruble deposit is 3 thousand rubles, the maximum percentage is 9.35% per annum, the deposit can be opened for up to 2 years.
| Currency | Initial sum contribution |
Annual interest rate (in %): |
||
|---|---|---|---|---|
| Deposit term in days | ||||
| 181 | 367 | 731 | ||
| Russian rubles | from 3000 | 8.65 / 8.50 | 8.95 / 8.60 | 9.35 / 8.60 |
| U.S. dollars | from 500 | 1.50 / 1.50 | 2.53 / 2.50 | 2.56 / 2.50 |
| Euro | from 500 | 1.10 / 1.10 | 2.12 / 2.10 | 2.19 / 2.15 |
Update: 2.12.2015
3. Deposit "Simple Rules" - the most convenient deposit
The deposit is opened: in rubles, dollars or euros. There are no time limits, you can multiply your money for five and ten years.
The minimum balance (irreducible) is not set, you can withdraw from the account as much as you want.
You can save interest on the account, or withdraw it monthly.
In general, the contribution Simple Rules” - this is freedom in all parameters of the deposit: terms, replenishment, withdrawal, etc., but there is one minus, the interest on the deposit is not very large - from 2.50 to 6.00% per annum.
